Important Notice

⚠️Risk Warning

Trading and investing in financial markets carries a significant risk of loss. Please read this notice carefully and in full before using Build Your Future's services or making any trading decision.

Effective: 1 January 2025
Updated: May 2025
Applies globally
🚨
High-risk activity

Trading financial instruments — including cryptocurrencies, forex, equities, commodities and derivatives — involves a substantial risk of loss and is not suitable for everyone. You may lose some or all of your invested capital. Do not trade with money you cannot afford to lose entirely.

01 Industry risk statistics

Independent studies and regulators consistently show that most retail traders lose money. These figures are industry-wide, not Build Your Future outcomes:

70–80%
of retail forex traders lose money
~76%
of retail CFD accounts lose money (EU data)
Education ≠ profit
Knowledge reduces, but cannot remove, risk

Our education aims to improve your decision-making and risk management. Even skilled, experienced traders sustain losses. No strategy, system or mentor can guarantee a profit.

02 Markets & instruments

Each market we cover carries distinct risks:

Cryptocurrencies
Highly volatile, often unregulated. Prices can fall 80–90%+ rapidly.
💱
Forex
Leverage amplifies losses; a small move can exceed your deposit.
📈
Equities
Shares can become worthless; markets correct sharply without warning.
Derivatives & options
Complex; time decay and leverage can cause total loss within hours.
🛢️
Commodities
Move violently on geopolitical and supply shocks.
📊
Indices & ETFs
Diversified but not immune to systemic risk; leveraged products decay.

03 Key risk factors

  • Market risk: unpredictable moves driven by macro, geopolitics and sentiment.
  • Leverage risk: you can lose more than your initial deposit.
  • Liquidity risk: you may be unable to exit at your desired price.
  • Volatility risk: sudden swings can trigger stop-outs or liquidation.
  • Psychological risk: fear and greed cause losses even among the educated.
  • Technology risk: outages may prevent you placing or closing trades.
  • Counterparty risk: a broker or exchange may fail or face action.
  • Regulatory & tax risk: rules vary by country and change; profits may be taxable.

04 Past performance

⚠️ Past performance is not indicative of future results. Any figures, percentages or outcomes shown anywhere by Build Your Future are illustrative historical examples only — not a promise, projection or guarantee of what you will achieve. Student results are individual and not typical.

05 Education, not financial advice

Build Your Future provides education only. We do not provide personalised financial advice or investment recommendations, manage client funds, act as a licensed broker or adviser, or guarantee any result. All trading decisions are entirely your own responsibility.

06 Is trading right for you?

Consider whether you fully understand the products, can afford to lose your capital, have time to monitor positions, can stay disciplined under pressure, and have sought independent advice. If unsure, consult a licensed financial adviser before trading.

✓ By using Build Your Future, you acknowledge that:
  • You have read and understood this Risk Warning in full
  • Trading involves substantial risk of financial loss
  • Past results shown here do not guarantee your future results
  • Build Your Future provides education only and is not a financial adviser
  • All trading decisions are your own responsibility
  • You will only trade with capital you can afford to lose

07 Questions

If you have any questions about this Risk Warning, contact us before enrolling: